Bankruptcy doesn't mean you walk away empty handed. Our proprietary AI software continuously scans county and local government databases to identify individuals with available surplus funds, allowing us to proactively recover what's rightfully yours.
Across the country, over $14 billion in unclaimed equity and surplus funds are currently held by state, county, and federal governments following foreclosure or tax sales. Most individuals never know these funds belong to them until they revert permanently to the state. We use our proprietary AI software to discover these discrepancies and directly reach out to the rightful owners.
Most people never know surplus funds exist after a bankruptcy or foreclosure. We find them, verify your eligibility, and handle the entire recovery process with no upfront cost.
Our proprietary AI software scans public court and county records to find funds held in your name after your case closed. Most people have no idea this money exists.
We confirm your eligibility and the exact amount owed before any action is taken. No surprises. No guesswork.
We manage the paperwork, legal filings, and court communications from start to finish. You focus on rebuilding your life we handle the rest.
We only get paid when you do. No upfront costs, no hidden charges. Our success is tied directly to yours.
HP & Associates was founded on a straightforward belief: people navigating bankruptcy deserve more than just a fresh start. They deserve every dollar they're owed.
Our team brings together deep knowledge of surplus fund law, court procedures, and client advocacy. We do not rely on inbound marketing or wait for clients to find us. Instead, our proprietary AI software conducts exhaustive audits of public records, processing vast amounts of data with a level of speed and precision that no human team could match. When we identify surplus funds, we proactively reach out to the rightful owners, providing the resources and expertise needed to navigate the complex recovery process.
You'll know exactly what we're doing and why at every stage. No jargon, no confusion.
We cover all necessary legal fees required to recover funds for our clients. You pay nothing unless we recover.
Our team has handled surplus fund cases across multiple jurisdictions and knows the process inside out.
While our technology identifies the funds, our dedicated case managers work with you personally, ensuring every client is treated with care, transparency, and dignity.
"I didn't believe it when they told me. But sure enough, their AI software located $124,500 that was sitting in the county treasury after my foreclosure. It is absolutely legitimate."
"The process took only two months, and the communication was phenomenal. Thanks to their direct outreach, our family received $145,000 we thought was gone forever."
"Professional, honest, and they delivered exactly what they promised. They recovered $210,000 for our family. I can't say enough about how straightforward the whole experience was."
"When they first called, I was skeptical. But their deep research was completely accurate. They managed the entire county claim process and recovered $134,500."
"A truly seamless operation. I didn't have to navigate any courthouse bureaucracy. HP & Associates took care of the legal filings and the $182,000 check arrived right on schedule."
"The compassion and clarity they provided during a highly stressful financial period was invaluable. Recovering that $155,000 equity changed my family's trajectory."
"I appreciated that there were literally zero upfront costs. Their team absorbed the risk and handled the complex asset recovery perfectly, resulting in a $205,000 payout."
"They found records from three years ago that my own attorney had missed during my initial bankruptcy filing. Their AI software is incredibly precise it secured us $128,000."
"From the very first phone call to the final wire transfer, the communication was stellar. I always knew exactly where my $195,000 claim stood in the court system."
"Just received my surplus check last week. The timeline they gave me was incredibly accurate. These professionals recovered $165,000 I was legally owed."
"Getting that phone call felt surreal, but their transparency put me at ease. The recovery of $112,500 has allowed me to finally start fresh. Thank you."
"I was amazed by the thoroughness of their AI audit. Their team managed the complex paperwork seamlessly, returning a jaw dropping $240,000 to my estate."
"We ignored the first few letters thinking it was a scam, but taking their call was the best decision we ever made. With zero risk to us, they recovered $175,000."
"After our property was sold at tax auction, we believed we lost it all. Their specialized knowledge navigated the legal maze to issue us a $198,000 refund."
"Top tier financial advocacy. The dedicated case manager kept me entirely updated until the $225,000 balance was safely routed to my bank account."